Privacy Policy
Last Updated: January 2025
1. Introduction
Welcome to FinanceEdu Pro ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://envisagedigital.com and purchase our financial education products and services.
By using our website and services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.
2. Information We Collect
We collect several types of information from and about users of our website:
2.1 Personal Information
- Contact Information: Name, email address, phone number, and physical address
- Account Information: Username, password, and account preferences
- Payment Information: Credit card details, billing address, and transaction history
- Identity Verification: Date of birth and other information required for regulatory compliance
2.2 Automatically Collected Information
- Device Information: IP address, browser type, operating system, and device identifiers
- Usage Data: Pages viewed, time spent on pages, links clicked, and navigation patterns
- Cookies and Tracking Technologies: Data collected through cookies, web beacons, and similar technologies
- Location Data: General geographic location based on IP address
2.3 Information from Third Parties
- Social media platforms when you connect your account
- Payment processors and financial institutions
- Analytics providers such as Google Analytics and Facebook Pixel
- Marketing and advertising partners
3. How We Use Your Information
We use the information we collect for various purposes, including:
- Service Delivery: To process orders, deliver products, and provide customer support
- Account Management: To create and manage your account, verify your identity, and communicate important updates
- Payment Processing: To process transactions, prevent fraud, and maintain financial records
- Personalization: To customize your experience and recommend relevant products and content
- Marketing Communications: To send promotional emails, newsletters, and special offers (with your consent)
- Analytics and Improvement: To analyze website usage, improve our services, and develop new features
- Legal Compliance: To comply with legal obligations, enforce our terms, and protect our rights
- Security: To detect, prevent, and address technical issues and fraudulent activity
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience. Our website uses:
- Essential Cookies: Required for website functionality and security
- Analytics Cookies: Google Analytics (G-K90MJHUIOW) to understand user behavior
- Marketing Cookies: Facebook Pixel (890918bruey78wye) for targeted advertising
- Preference Cookies: To remember your settings and preferences
You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our website.
5. Information Sharing and Disclosure
We may share your information with third parties in the following circumstances:
- Service Providers: Payment processors, email service providers, hosting companies, and analytics platforms
- Business Transfers: In connection with mergers, acquisitions, or sale of assets
- Legal Requirements: When required by law, court order, or government regulation
- Consent: With your explicit permission for specific purposes
- Protection of Rights: To protect our rights, property, safety, or that of our users
We do not sell, rent, or trade your personal information to third parties for their marketing purposes without your explicit consent.
6. Data Security
We implement appropriate technical and organizational security measures to protect your personal information, including:
- SSL/TLS encryption for data transmission
- Secure servers with firewall protection
- Regular security audits and vulnerability assessments
- Access controls and authentication requirements
- Employee training on data protection practices
While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but continuously work to enhance our security measures.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Retention periods vary based on:
- The nature of the information collected
- Legal and regulatory requirements
- Our legitimate business interests
- Your account status and activity
When information is no longer needed, we securely delete or anonymize it.
8. Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Objection: Object to processing of your information for certain purposes
- Restriction: Request restriction of processing in certain circumstances
- Portability: Request transfer of your information to another service provider
- Withdraw Consent: Withdraw consent for processing based on consent
- Opt-Out: Unsubscribe from marketing communications
To exercise these rights, please contact us using the information provided below.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.
10. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information promptly.
11. Third-Party Links
Our website may contain links to third-party websites and services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date. Your continued use of our services after changes constitute acceptance of the updated policy.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us using the information above. We will respond to your inquiry within 30 days.